Legal notice

General information: identification and acceptance

The owner of the website www.intermoneyinnovacion.com (hereinafter, the "Website") is the company INTERMONEY, S.A. (hereinafter, "IM, S.A."), with registered office in Madrid, calle Príncipe de Vergara, 131, Planta 3ª, contact email: ac@grupocimd.com; incorporated on 3^rd August 1973 before the Notary Public of Madrid D. Manuel Amorós Gozálbez, with number 2.411 of his protocol; registered in the Mercantile Register of Madrid, Volume 3.310 Book 0 Page 103 Section 3ª Sheet M-24295 Ins. 1ª and N.I.F. A- 28328516, which, as the party responsible for this website, provides users with this document with which it intends to comply with the obligations set forth in Law 34/2002, on Information Society Services and Electronic Commerce (hereinafter, "LSSI-CE").

IM, S.A. is a subsidiary company of the CIMD Group, the leading independent brokerage, consultancy, securitisation and management group in financial and energy markets in Southern Europe, with almost 40 years of experience.

Please read the following terms and conditions carefully. By accessing this Website, you are considered an user and are presumed to have read and accepted each and every one of the conditions included in this Legal Notice, as well as any other general or specific terms and conditions, notices, instructions, warnings and/or recommendations that extend, modify and/or complement the provisions herein (hereinafter, the "User" or the "Users").

Conditions of Use

Access to this Website is voluntary on the part of the User and in the use of the services and their contents the User undertakes to act in a diligent and lawful manner, refraining from using them in a manner contrary to the law, morality and generally accepted good customs.

Users undertake to use this Website and its services in accordance with the conditions set out above,  and shall be liable for any damages of any kind that IM, S.A. may suffer, directly or indirectly, as a result of non-compliance with any of the obligations in relation to the use of and access to this Website.

Access to some of the pages of the Website may be restricted by the laws and jurisdictions of different countries.

The information contained on the Website, including that relating to certain services, is intended for Users residing in Spain or accessing from Spain, and IM, S.A. therefore declines all responsibility for access by Users in jurisdictions where its use may be contrary to the rules or regulations.

Intellectual property rights of the contents of the website

All texts, photos, graphic elements, images, brands, domains, technology, software, services and elements that compose them, and any other contents of any kind that make up this website are the exclusive property of IM, S.A., which holds all the rights to exploit them, directly or through agreements with third parties.

In relation to the same, IM, S.A. does not grant any licence of use or authorisation whatsoever over its industrial or intellectual property rights or over any other property or right related to its Website.

Consequently, Users may not reproduce, copy or distribute, totally or partially, any of its contents without prior written authorisation from IM, S.A., and any form of public communication, or making available, transformation, modification or any other form of exploitation is expressly prohibited.

This does not prevent the User from printing, copying or storing them for personal and private use only.

 

Privacy and Personal Data Processing Policy

Access to this Website by the User implies acceptance by the latter of our privacy and personal data processing policy. For more information, click here.

Cookie Policy

This website uses cookies.

A cookie is a small text file that is stored in your browser and allows it to remember information between web pages and browser sessions.

IM, S.A. uses several first-party cookies generated and used by the Website, which are exclusively aimed at helping to understand the User's behaviour on the website, all with the aim of improving the browsing experience of its Users.

Cookies can only store text, which is usually always anonymous and encrypted. IM, S.A. will not store any personal information in a cookie. All Internet browsers allow you to limit the behaviour of a cookie or disable cookies within your browser settings or options. The steps to do so are different for each browser. Through your browser, you can see the cookies that are on your computer and delete them as you see fit. Cookies are text files, the User can open them and read the content. The data contained in the cookies are mostly encrypted with a numerical key that corresponds to an Internet session. Disabling cookies will not affect the User's actual use of the Website.

Links

IM, S.A. may provide access through the Website to third party websites by means of technical linking devices (Links). Under no circumstances shall this entail any liability for IM, S.A. for the websites belonging to or managed by said third parties, except if it is effectively aware of the unlawfulness or damage to the property and rights of third parties and has not proceeded to deactivate the link.

In consequence of the above, we warn Users that when they use the aforementioned Links to third party websites, they should carefully read the Legal Notices, Privacy Policies and any other information made available to them on said websites, as IM, S.A. is not aware of and cannot be held responsible for the contents or services of the aforementioned websites or for damages that are not directly attributable to IM, S.A. (with the limitations in this respect established in the Law on Information Society Services currently in force).

Finally, it is expressly forbidden to introduce links on other pages to the Website, without the express written authorisation of IM, S.A.

Liabilities, Exclusions and Warranties 

1. IM, S.A. accepts no liability for any interruptions in access to the Website and therefore of the service provided through the latter, and in general for any inconvenience that Users may suffer as a result of causes beyond the control of IM, S.A. and/or in cases of force majeure, including among others and for these purposes, causes that may derive from failures by the services provided by third parties through the Website, actions by Users in breach of the conditions of this Legal Notice, failures by network access operators or other operators, attacks on the security or integrity of the computer system...etc.

Consequently, IM, S.A. does not guarantee the continuity and total availability of the services of the Website, reserving in any case the right to suspend, interrupt or cease to operate the service temporarily or definitively, at any time and without prior notice if it considers it necessary for technical or security reasons or any other reason that in its opinion justifies it, the User waiving any claim for any of these circumstances and thereby exonerating it from any type of liability that may derive from this.

In no case, whatever the cause, does IM, S.A. assume any responsibility for direct or indirect damages that the interruptions may entail, consequential damages or loss of profit.

IM, S.A. informs you that it will use all the technical and human resources at its disposal and will make all the necessary efforts, once it detects the incidents or they are notified to it by third parties, to avoid them and, where appropriate, to rectify or eliminate them as soon as possible.

2. IM, S.A. has obtained the information and materials included on the Website from sources considered to be reliable, and therefore IM, S.A. does not guarantee that said information and materials accessed through the Website are accurate, complete and/or up to date, nor for the contents provided or offered by third parties or entities. IM, S.A. expressly disclaims any liability for errors or omissions in the information contained on the Website. 

Consequently, the content of the Website is purely informative and non-binding.

IM, S.A. reserves the right, at any time and without prior notice, to modify the structure, presentation, configuration and location of the Website, the links, links or information obtained through it. 

3. IM, S.A. is not responsible for the use and/or use, whether fraudulent or not, that the User or third parties may make of the Website or any of its contents, data and information for particular or specific purposes, nor is it responsible for the consequences that may derive from existing errors, omissions or inaccuracies, nor for the opinions expressed on the Website or by any other means, and therefore any liability arising from the contents sent by Users shall be attributable to them.

4. IM, S.A. shall not be liable for any direct or indirect damages or losses that may result from expenses or claims, whether due to the use or utilisation of the Website, its content or its data and information, including damage to computer systems, the introduction of viruses or the installation of programmes. IM, S.A. informs you that, although it has the technological architecture, sufficient and appropriate protection measures and uses systems and programmes for their detection and/or elimination, it cannot control or guarantee with absolute reliability the absence of computer viruses or programmes in the services provided through the Website.

5. IM, S.A. accepts no responsibility for any loss, damage or harm that may arise from access by unauthorised third parties to the information available through the web service.

6. IM, S.A. accepts no liability whatsoever for the connection, content or services available on the linked sites referred to on the website or for the operation of or links to pages of third parties in relation to the same. IM, S.A. informs you that it makes previously checked links available to the User and that it does so under the premise that they comply with current legislation. However, under no circumstances does IM, S.A. accept responsibility for, approve or assume as its own the contents of these links. The User is informed that the use of the connection and its contents, whether directly, by link or by any other means, is carried out at the User's exclusive will and risk and that under no circumstances is IM, S.A. responsible for any loss, damage or claim that the use or utilisation or, where appropriate, the non-use or utilisation of the same due to interruption of the service or access may cause the User. Consequently, IM, S.A. shall not assume any responsibility for the contents of any link belonging to an external website, nor shall it guarantee the technical availability, quality, reliability, accuracy, comprehensiveness, truthfulness, validity and constitutionality of any material or information contained in any of said hyperlinks or other Internet sites. 

7. In no event shall IM, S.A., its officers, employees, agents and authorised personnel be liable for any damages or injury, direct, indirect, incidental, special, punitive, consequential or otherwise (including, without limitation, liability for loss of use, data or profits), regardless of the form of any action, including, without limitation, in contract, negligence or other torts, arising out of access to and/or use of the Website or in connection therewith, including, without limitation, in contract, negligence or other torts, arising out of access to and/or use of the Website or in connection therewith, including, without limitation, in contract, negligence or other torts, arising out of or in connection with your access to and/or use of the Web Site, its contents or the information accessed through it, or your copying, display or other use of it.

General

Headings: The headings or titles used in this Legal Notice are for convenience only and shall not affect in any way the meaning of the provisions to which they refer.

Waiver: any waiver of any of the powers or rights derived from this Legal Notice by IM, S.A. must be made in writing. Failure by IM, S.A. to require the User to strictly comply with any term provided herein on one or more occasions shall in no case be considered a waiver, nor shall it deprive IM, S.A. of the right to demand strict compliance with the obligation(s) a posteriori.

Modification: This Legal Notice may be modified by IM, S.A. without prior notice to the User.

Partial nullity: if any of the terms and conditions of this Legal Notice are declared null and void, the remaining terms and conditions shall remain in force without being affected by such declaration of nullity.

 

Applicable law and jurisdiction

The relationship between the User and IM, S.A. shall be governed by the Spanish legislation in force and the parties agree to submit to the Courts and Tribunals of Madrid.